Semalt Expert: Want To Fall Victim To Cyber Fraudsters? – Never Ever Read This Article!
With the passage of time, the Internet has made our lives easy. Everything is now available online, and we cannot stop ourselves from accessing a large number of products and services. At the same time, it is true that the number of online scams and fraudulent activities has increased.
Ross Barber, the Customer Success Manager of Semalt, has noted that in such circumstances, it may not be possible for you to stay safe online without keeping in mind the following things:
Identity theft is also referred to as "Identity Fraud". That is a crime in which a hacker tries to obtain your personal information using social media websites or emails. He may access your social security number, credit card details, and driver's license number. Once he or she obtains your information, it may be used to buy something illegally, and you would have to pay the money from your own pocket. That is why you must prevent yourself from such thefts and should not share your sensitive information with anyone on the Internet. It is possible to identify hackers or scammers if you do not respond to unknown emails, phone calls or messages. It is also important that you do not share your bank details with any unknown person.
Advance fee fraud
An advance fee fraud is one of the most common types of scams. It typically involves promising the victims a big share of a large sum of money, in return for a small upfront payment. People get easily trapped by hackers as they want to earn something in a short time. If you make a payment, there are chances that the hacker will disappear with your money, and you will never get a reply from them. This fraud usually begins with the hacker contacting a person through email, social media website or WhatsApp. If someone is asking you to pay upfront, you should never get trapped by such tricks as he or she must be a hacker. Reputable companies and sellers never ask their customers to pay something in advance.
Credit card fraud
People in the United States and Canada have been the victims of credit card scams. This type of fraud usually involves a payment card such as debit card or credit card as a source of the transaction. Hackers may ask you to share your credit card details through email or website links. It is important that you keep your information safe and do not share it with a third party on the internet. Although incidences of credit card frauds are limited to only a few percent, this may result in a huge financial loss as the fraudulent transaction cannot be reverted. In recent months, more than twenty percent Americans have lost a hefty amount because of credit card frauds. People in the United Kingdom lost over $500 million the previous year due to this type of scam.
If you have lost your card or it has been stolen, you must consult your nearby bank branch to get it locked. There are chances that hackers will use your credit card to transact something extraordinary.